Letter: Flood insurance bill responsible, needed

The U.S. House of Representatives will be voting soon on the Homeowner Flood Insurance Affordability Act. This legislation is important to our state, and it directly affects my constituents.

The bill reinstates grandfathered flood insurance rates, ensuring thousands of homeowners who built their homes to existing code will not face unfair flood insurance rate hikes caused by inaccurate FEMA flood maps.

This new legislation builds upon the work done by Rep. Bill Cassidy, who was the first member of Congress to advance flood insurance relief that prevents rate hikes caused by FEMA flood zone remapping. Rep. Cassidy’s amendment, which became law last month, delays flood insurance rate hikes for thousands of Louisianans through late next year.

I am hopeful that Congress will follow Rep. Cassidy’s lead and support this legislation. The flood insurance bill is fiscally responsible, and it makes flood insurance rates fair for our Louisiana families.

Franklin J. Foil

state representative

Baton Rouge