June 21, 2012
I’m having difficulty understanding why something that could be handled quite easily, and will save the average Louisianan around $1,000 yearly, is just ignored by the politicians. I’m talking about the additional cost that insured motorist have to pay for uninsured drivers. I see billboards all along the interstates proclaiming this cost. So what are our politicians doing about it? Nothing!
Actually, I do understand why nothing is being done. It means more profit to the insurance companies and increase funds for them to donate to their favorite politicians. “You scratch my back, I’ll scratch yours?”
The answer is quite simple. Any vehicle required by law to carry insurance, caught driving without that insurance, will be seized and crushed regardlesls of whether it is junk or an exotic sports car; regardless if paid for or 100 percent financed; it does not matter if the check is in the mail or you are going to pay it tomorrow; no excuses accepted, the vehicle will be crushed. (You could have a 30-day delay after seizure so if there was a mix up, you would have a period of time to prove you had insurance on the day you were caught and accused of not having insurance — it will not matter if you have purchased it now).
This will be an incentive to those who own and/or finance vehicles to insure those vehicles carry insurance all the time. Not for just the time it takes to legally get off the lot.
For the “poor” who cannot afford to buy insurance, they cannot afford a car. They should not be driving! They are lucky the taxpayers who just voted themselves additional taxes to keep CATS running. They should use it.
I just moved here from Florida. They also have a problem with uninsured motorists. My Florida portion of the insurance premium cost for uninsured motorist was larger than the rest of the insurance together. That is ridiculous, unnecessary and plainly stupid.
As I am new here I do not know the approximate number of uninsured vehicles on the road, but in Florida it was around 33 percent. So two-thirds of all drivers paid double their insurance to cover one-third who did not carry insurance. So the insurance companies made money “covering” the uninsured. I’m sure it is the same here also.
Insure them or crush them! The average taxpayer wins either way!